Privacy Policy

1. Purpose of This Bot
TeleExpense Tracker is a personal finance tool that allows users to conveniently log expenses into their connected Google Sheet. It offers features such as automated tracking, recurring transaction handling, monthly reporting, and subscription management.

2. Information We Collect
To provide our services effectively, we collect the following data:

• Telegram ID and Username
• Display Name
• Google Sheet ID
• Bot preferences and configuration
• Recurring transaction entries
• Payment session metadata (e.g., Stripe session ID)

3. How We Use Your Data
Your data is used solely to operate and improve the bot’s functionality. We do not sell, rent, or share your data with any third party for marketing or unrelated services. All operations are purpose-bound and user-initiated.

4. Data Storage & Security
All user metadata is securely stored in a Supabase-managed database. Access is restricted to the official service account used by the bot. We follow industry-standard security practices to safeguard your data.

5. Third-Party Integrations
We rely on the following platforms to provide our services:

• Google Sheets API – for read/write access to your expense sheet
• Telegram Bot API – for sending and receiving messages securely
• Supabase – for encrypted metadata storage
• Google Cloud Platform – for secure hosting of backend services
• Stripe – for managing payment processing; card and billing details are handled solely by Stripe

6. Data Sharing & Disclosure
We do not share, disclose, or transfer any personal data to third parties, except when required by law. All payment information is processed directly through Stripe, and we do not retain or access your credit card details.

7. User Consent
By using the bot, you acknowledge and consent to the data collection and processing practices described in this policy.

8. Data Retention
We retain user data indefinitely to support key bot features. You may request deletion at any time (see Section 9).

9. Data Deletion Requests
To delete your account and associated metadata, please email us at youthmoneymojosg@gmail.com and include your Telegram ID. Your request will be processed within a reasonable timeframe.

10. Your Rights
Depending on your jurisdiction, you may have the right to access, correct, or delete your personal data, and to withdraw your consent at any time. Contact us for such requests.

11. Cookies & Tracking
The Telegram bot itself does not use cookies. However, if you visit our website, basic analytics or third-party integrations (e.g., Stripe Checkout) may use cookies to enhance user experience and security.

12. Policy Updates
This policy may be updated periodically. Any changes will be reflected on this page with an updated effective date. Continued use of the bot implies acceptance of the updated policy.

13. Contact Us
For any questions, concerns, or data-related requests, please reach out to:youthmoneymojosg@gmail.com.